FAQs

HELOC Repayment

• Lifetime Rate Floor and Cap
• Annual Fee
• HOI Verification
• Loan Servicing
• Loan Term

HELOC Pre-Qualification

• Prequalification (PQ)
• Identity Verification

HELOC Closing

• Signer Experience for Closing the HELOC
• HELOC Payments Explained
• Spanish Speaking Notary
• Funding
• Closing
• QC & Clear to Close

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HELOC In-Progress

• DTI & Income Verification - Five Methods of Income Verification
• DTI & Income Verification - Selecting the Income Type
• DTI & Income Verification - W2 Income Verification - TWN (The Work Number)
• DTI & Income Verification - W2 Income Verification - Plaid
• DTI & Income Verification - W2 Income Verification - Truework
• DTI & Income Verification - Self Employed Income Verification - Plaid

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HELOC General

• Solar Liens
• Number of Borrowers and NPEs Allowed
• Business Hours
• Hazard Insurance
• Title Insurance
• Properties Listed for Sale

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