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  1. Farmers Bank & Trust Partner
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  3. HELOC General

HELOC General

  • Solar Liens
  • Number of Borrowers and NPEs Allowed
  • Business Hours
  • Hazard Insurance
  • Title Insurance
  • Properties Listed for Sale
  • Accessory Dwelling Units
  • Unacceptable Appraisal Practices
  • Recertification of Appraisal
  • Appraisal Requirements
  • Transferred Appraisals
  • Determining Collateral Value
  • Litigation
  • Student Loans
  • Revolving Debt
  • Installment Debt
  • Alimony/Child Support Payments
  • Significant Derogatory Events
  • Consumer Payment History
  • Housing Payment History
  • Credit Rescores
  • Credit Scores Used for Underwriting
  • Tradeline Requirements
  • Age of Credit Report
  • Ineligible First Liens
  • High-Cost Loans
  • Maximum Exposure
  • Texas Home Equity
  • Non-Occupant Co-Borrower
  • Eligible and Ineligible Borrowers
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